Or, “Debtxer: How I Serial Killed My School Debt”
It is a social norm to borrow money; students carry loans like backpacks. They’re everywhere. Weighing us down with a guiding hand. With loans, students study without having jobs or attend class without worrying of bills or can afford their outrageous price-gauging textbooks. Students think nothing of it because their loans are wrapped in pretty packages, bundled with the free financial aid; they wave, smile. The numbers show us their boobs. “LOOK AT ME,” she says.
I returned to college when all my high-school friends were graduating with degrees. I’m now 27 and am finishing my junior year as an undergrad. It feels like it’s taking forever because it is. Still, I’m excited because—although I’m tired of school and feel too old all the time—I’m studying exactly what I want to study, and I’ve remained debtless throughout my academic journey.
I’m no Dave Ramsey diehard freak, nor do I only carry cash, nor do I have a clean credit card; regardless, when it comes to student loans, I believe you should borrow as little of it as possible or, if you can avoid it, none at all. Don’t be a dumb college student. Be an awesome samurai. Samurais earn their way. Samurais serve with nobility and never borrow. Samurais think ahead.
But Kevvvinnnn, howwwww??? I need my mocchhhaaaaaazz (dumb college girl voice). (more…)